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Chapter 7

Guiding You Through Chapter 7 Bankruptcy

If you have large amounts of unsecured debt like medical bills, credit card balances, court judgments and other general debt that you are unable to repay, Chapter 7 bankruptcy might be a way for you obtain debt relief.

At the Louisville, Kentucky, Law Office of Robert J. Morrison, my practice is devoted to bankruptcy law. I have more than 30 years of experience. You can count on me to be completely honest with you about all the benefits and drawbacks to Chapter 7 bankruptcy, and you can rely on me to give you all the information you need to make an educated decision.

Working for Your Best Interests

The greatest benefit from filing under Chapter 7 is the fresh start that you will get at the conclusion of the case. At the completion of the Chapter 7, all of your dischargeable debts (in general debts other than taxes, student loans and domestic obligations) are eliminated. The decision as to whether a Chapter 7 is right for you involves the consideration of a variety of factors such as:

  • Income
  • Future income prospects
  • Age
  • Property
  • Secured Debt
  • Health
  • Education
  • Types of unsecured debt
  • Tax debt
  • Type of employment
  • Retirement plans
  • Prospect of inheritance
  • Marital status
  • Other assets

After all of this information is determined, as an experienced bankruptcy attorney I can outline your reasonable options and help you to determine you best course of action.

Another major advantage of filing for Chapter 7 or any kind of bankruptcy is the automatic stay. The automatic stay stops most collection activity from your creditors. This means phone calls, letters, lawsuits and property attachment must stop.

Call for a Free Initial Consultation

Contact me to discuss your questions. You will speak with a lawyer, not a paralegal. I will walk you through the entire bankruptcy process and let you know what to expect along the way. I am available during regular business hours and by appointment at other times. You can reach me by phone at 502-587-0304 or via e-mail.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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Law Office of Robert J. Morrison